Today, I reflect on the critical importance of financial planning to withstand unexpected financial challenges, which I metaphorically describe as the “100-year flood.” I emphasize the need for a solid financial plan and a support system, including a qualified advisor. Many people are unprepared for financial emergencies, often resulting in forced asset sales at unfavorable prices. I encourage proactive financial planning to ensure long-term stability, health, wealth, and success, stressing that preparation can lead to better decision-making and financial resilience during difficult times.